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Become a member of TK!

The largest health insurance fund in Germany.

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Welcome to Germany
The best health insurance fund for students

Techniker Krankenkasse is not only Germany’s largest statutory health insurance fund, but also the best one - that’s the result of a test conducted by Focus Money business magazine (issue 16/2022). Whether online, by e-mail or telephone or in a face-to-face conversation - TK is at your service around the clock. And, no, we don’t just speak English, we also provide support in many other languages.

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Many good reasons why Students choose
Techniker Krankenkasse (TK) !
health-insurance
Germany's best health insurance fund
As of 2023, Focus-Money magazine (07/2023) has rated TK as Germany's best health insurance fund for 17 consecutive years. TK is rated as “excellent” in all aspects, such as digital services, transparency and additional services.
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TK eHealth Card
The TK eHealth card lets you utilise medical services all throughout Germany. The European Health Insurance Card (EHIC) is located on the back of your TK eHealth card. You are also well-covered with the EHIC in all EU states as well as in many other European countries and even in certain non-European territories.
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Free choice of doctors and hospitals
You choose the doctors and clinics you are looking for who will convince you. Because your free choice of doctor and hospital is natural for us! In which hospital you go, you decide in consultation with your doctor. The only prerequisite is that it is a suitable contract hospital of the health insurance companies
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TK Bonus program
Paying attention to one's own health always pays off. However, living the good intentions in everyday life is not that easy. Therefore, the technician supports you to motivate yourself again and again.
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TK application
Whether you want to send us a sick leave report, use a TK bonus program, or get an overview of your medications: The TK app offers a number of features that make it easy to meet your requirements on your smartphone.
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TK Service
Techniker Krankenkasse has established service standards which take a customer-oriented approach and support the customer service process from the first inquiry from a customer through to the completion of a case.
Visa

Incoming Insurance

Apply your Travel Insurance for your student visa!
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Care Economy
The ideal Insurance for Visa application.
Economy
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Care Education
Choose your ideal insurance!
Education

Visa documents

All visa related links and documents!
Germany
German Embassy
A collection of all visa related links and documents, published by the German Embassy in your country.
German Embassy
Insurance

For registration at the university

The health insurance is obligatory for the registration at your university!
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Statutory Insurance eRegistration
Online registration in a few steps! Important for the registration at the university!
eRegistration
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Statutory Insurance manual Registration
Manual registration Please send the form to:
tk@akademikerfinanz-mannheim.de
Manual Registration

Private Liability Insurance

Protect your assets with a Private Liability Insurance!
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The most important insurance to protect your wealth Required by most landlords!!
Private Liability Insurance
Banking

Blocked Account

Apply your visa related Blocked Account, in less than 10 minutes.
SPARKASSE
Your German Blocked Account in less than 10 min. It will ease your way through visa application.
Blocked Account

Current Account & Credit Card

Get your Current Account and Credit Card via DKB, one of the largest and best Online Banks.
SPARKASSE
Get your Current Account and Credit Card via SPARKASSE, one of the largest and best Online Banks.
Current Account & Credit Card

Multi-currency Account

Your multi-currency account. For international payment with low fees.
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Your multi-Currency account. For international payment with low fees.
Multi-Currency Account